Also if you purchase a package that has the exam prep included they guarantee that you pass the exam or you don't have to pay!

I have had no luck with local mortgage brokers.In searching national lenders, I came across Guaranteed Rate Mortgage, and they will do these loans.

(unless you want to pay me that $1,500 to enroll in my program that is "guaranteed" to leave you in a state of shock from my quick results)

When the value of the dollar reaches zero - who will guarantee anything?

NOTE: As Bryan eluded to, there are long term loans out there, but those are almost always loans that have a government guarantee (SBA, HUD, Fannie/Freddie, and USDA).

If the Tax bill is sent to a different address, you can almost guarantee that it is not a Owner occupied property.

You are turning it into a sort of fixed ARM where you are locking your future rate adjustments based on the market's expectations today.So again using actual market prices, you are essentially locking in and guaranteeing yourself a 2% rate increase on your first adjustment.

The "investors" also have gov-mint guarantees and servicers as players so things aren't as simple in the real world.

Furthermore, if she waits to the setout date to move, I WILL carry her stuff out to the curb, but I can't guarantee that I won't drop a lot of it down the stairs (I'm not a professional mover - ya know.)Mike

And also don't make any promises and guarantees.