I've been reading countless websites, columns, forums/ etc. and couldn't be more excited.

Now, you might ask me, “Vinney, I would like to actually have all my students take an excel worksheet and write down the area they’re going to penetrate and also the broker’s name, their phone number, their e-mail in the next column, and then the brokerage house, realty house that they belong to and then you put ten different columns: first contact, second contact third contact, fourth contact, fifth contact.

If a family member or friend doesn't respect my wishes in a situation like that, all bets are off.I mean, you're offering her two months free rent so she'll move.

Forced appreciation, looking at all the factors including cash flow, making projections from entry to exit and an actionable plan to achieve results, hedging your bets and actively assessing and managing risk, maintaining multiple profitable exit strategies, tailoring your strategy to best take advantage of current market dynamics ... this is not abnormal means, it is not gambling, it is not bragging, and it is not rocket science ... it is all plain vanilla real estate investing 201 and is sound practice in any market, and these methods tailored properly work in any market regardless of whether it is a so called appreciation market or a so called cash flow market and each and every shade of grey in between.

I am uncertain of how they will perform in such an event, so paying down debt is hedging my bets.

You can talk about your past experience, track record, team (experience/track record) and how you plan on sourcing past deals (and how you've performed on past deals) - BUT - I would tread cautiously.Your best bet would be to partner with a more experienced person whom you can leverage.  

I mean just look at the Morris invest threads and the carnage one slick guy did.. and I bet not one person checked this guy out past watching his pod casts.

@David RobertsHi David,I added a column for the New Financing situation as you asked:I zeroed out the Financing from the Purchase by making the DP% = 100% so you did not carry a mortgage.I also lowered the CC% to 3% because you no longer had to carry a Mortgage which generally, you will need to have to pay a Mortgage Tax.In the I Column, I added a new Finance Column where in 2020 you received $400k in your pocket.HOWEVER, in 2029, you must then pay it back.

@KJ Milleri would also bet that the house not rent for 900 per month in Ruskin heights.

Helens an eight plex.. the OP can schedule a time to go to the factory i bet.