But that should only be years down the road when you understand the "ins and outs" of RE investing.When i was in the Air Force as an E-5 i started to buy properties all no money down, borrowing RE agent's commission to apply it towards closing cost etc so i would have no out of pocket cost.

Thank you Jordan for your response. 

Originally posted by @Jordan T.

There is definitely moisture in the air, so I bought a dehumidifier. 

Maybe you could pay off his credit card debt for part of the purchase price, buy him new clothes, and possibly get him an air conditioner,stock his pantry, and then do the rest on a note? 

Thank you Jordan Thibodeau actually i quite agree with you.

Heating and Air Condition (do they work well, energy efficient, type) Noise between units.

And yes, you do have valid concerns, but I agree with what @Jordan Redar said - you can acquire property significantly faster with seller financing.

NA $164.00 $226.00 $228.00 $182.00 Property Type Single Family/Gambrel NA Single Family Single Family/Ranch Single Family Single Family Bedrooms 3.0 NA 3.0 3.0 4.0 4.0 Bathrooms 2.0 NA 1.0 1.0 1.0 2.0 Total Rooms 6.0 NA 6.0 6.0 8.0 9.0 Living Space 1,826 NA 1,738 1,668 1,835 2,552 Lot Size 0.456 NA 0.354 0.350 1.150 0.603 Central Air No NA No NA NA NA Heat Type Oil Forced HW NA Oil Forced HW Oil Forced Hot Air Oil Forced HW NA Roof Type Asphalt NA Asphalt Asphalt Asphalt Asphalt Siding Vinyl Siding NA Vinyl NA Vinyl Wood Built In 1923 NA 1850 1953 1910 1830 Fireplaces 1 NA 0 1 2 Garage 575 NA No NA No 0 Pool 0 NA $0 0 0 512 Shed 90 NA 10 x 12 0 48 592 Patio 0 NA 10 x 10 0 0 0 Barn 0 NA $0 0 0 1,100 Carport 0 NA $0 0 0 10 x 22 Shop Loft 0 NA $0 0 0 336

OK....im still up in the air with my decision.Nationwide turned me down, Allstate turned me down, Progressive said they don't do a very good job with multi-family...I called another local insurance guy and he says he has some good sources for aggressive multi-family insurance deals.