@Michael Totman There's one company Associated with National Real Estate but they wouldn't cover my own home, were $2,000. total higher than my existing policies and had reductions in coverage so I'm sticking with my smorgasbord for now...

I'm developing land in Redding, CA. 21 homes total, and wondering if anyone has advice or connections on getting the best deals on materials, appliances, things like fireplaces, ceiling fans, basically anything and everything that goes into a house.Looking to use a little hustle to build these houses piece by piece, getting great deals while keeping our style intact.Looking forward to any help I can get!

However, the funny thing is my mom would be totally against it. 

Well definitely read through this article, and the comments, to get some more information on it-https://www.biggerpockets.com/renewsblog/2013/08/1...If you decide to still go the LLC route after that, totally cool, but it's important to have all the info.

I purchased a Duplex for $574,000, It currently Rental income was A=unit 1100, B=1150 total: $2250I remodel both units and rerented with a 2 year lease.

Lenders that sell their loans today are also taking part in what they call CMBS 2.0 (post 2007 underwriting criteria, where it is very common to see certain terms and conditions implemented for the additional security of the bondholders, and the increased risk of the Borrower (you)).The one thing that I see over and over – even with some of the biggest players in the market, is this: Investors spend a lot of time and attention on the due diligence of the property, economics affecting property performance, property management, repositioning, and on closing the loan - - and NOT AS MUCH ATTENTION IS USED TO PREPARE FOR THIS ENTRY INTO THE FINANCIAL MARKETS, (WHERE THEY WILL BE RESIDING FOR UP TO TEN YEARS) AND HOW IT CAN ADVERSELY AFFECT THEIR RETURNS.

Totally vacant properties or ground up development is minimum 1 to 2 years before a return but usually larger equity growth on the back end.

My total investment was $21k down and $7k closing.Today, it's worth about $1 Million.So what if I had gotten the property for $133k versus $140k?

Using this information I work with my Realtor to put an offer together.If the offer is totally rejected I file it away.  

I've got a wonderful career as an IT security consultant but I'm looking at real estate investing as a means to greater independence for myself and my family through the community's guidance, mentorship, potential brokerage, learning resources and potential for building long-lasting relationships.