You're smart.

My goal here is to share some real time date and info as to prepare investors to make smart and tough decisions as to mitigate losses and move forward.  

I am also a little worried about the market hitting a peak and thats why im trying to be as smart as I can about getting into a property at this time.

Or is it not smart and just use our assets to leverage our own portfolio?

I know I probably need to rent out a place because it's not realistic (or smart - or maybe even possible) to get a loan to buy a home without any credit. 

Have a plan, work hard, work smart and save your pennies.

I feel you're working smart, though one day maybe you'll have to say no and put down the tools..Thanks for the response, I'll PM you so I can check out your investments and talk soon.

If you believe this will be a successful as we know its going to be, then you will be smart to come aboard and hear more about our plans and background since again this is a guaranteed investment for any potential investor.

Smart associations will understand that rentals do not drag down property values and in fact it helps values during a downturn.

There are smart people on both sides of the question.