Hi ,I am in need of a Buyer Broker representation agreement for an individual property (case by case ), since the exclusive listing broker cant share and co broker i have to get paid by the buyer, and want to have this on a documented before presenting the property, were can i find this on line ?

Maybe you find a property with a basement that would rent out to help you cover part of the mortgage and allow you to put some sweat equity into it.

Hello everyone, I recently learned that, because my tenants all happen to be students, my insurance company won’t cover the property because they don’t deal in “student housing.”Has anyone ever encountered this?

I have a LLC and business account so that's not a concern of mines.His assistant stated they do not give 100% financing so that is why they require that amount, to cover the rest of what they will not finance.

I struggle to wrap my head around what the 8% fee actually covers?

My question is; should I pay off the mortgage ASAP or find other investment properties to cover the negative cash flow? 

However, if vacancies do occur you are at least covered for one month.5% is okay for Maintenance/Repairs.1% for CapEx is crazy!  

Hopefully all your housing costs are covered and you can make a little money.

Only thing I can think of is possibly use some of that extra money to cover closing costs or perhaps use it to improve the property? 

In fact my out of pocket expenses were only to cover what COULD have been appliance malfunctions in two separate appliances and a shattered toilet.