I have been looking up all day trying to find resources online that I could copy and I'm struggling to do so. 1.

I have seen a couple posts recently about people having trouble refinancing a duplex/multiplex.

- fast account creation for LLC/EIN accounts- creative financing options - robust online banking tools- friendly- cheap wire transfersSame question, but for umbrella REI/renter’s insurance providers.

.- easy new account creation online- good coverage

If the loan is 4-5 years old, the current rate might be 3.5 - 3.75%, while the new refinanced rate may be more like 5.5%.Also, I am not a mortgage expert, but a cash out refi is a recourse loan I believe, not sure where all that is exactly today, but definitely something you should check FIRST. 

@Steve SwensonYou could start out with owner financing, improve the value of the properties, and then look into refinancing with a longer term conventional mortgage.

As previously stated, proper tenant screening and management (online bill pay) will resolve most if not all the issues you assume "requires nerves of steel" before they even start.So to reiterate, your advice is to do nothing and pay $3500/mo plus living expenses on $30k PRETAX income.

RE investing is very time consuming looking up properties online, going to view them and their neighborhoods, having the inspections (often times many different inspections) done, finding a good realtor that is familiar with investment property, finding a bank to work with, getting all the needed paperwork to the bank, finding insurance agents, finding a good property manager, etc.

But my rates are very high on BDC because there's no way to collect a deposit online from guests (and I'm not going to ask for cash in hand like BDC recommends). 

Online and by one in one How did you finance this deal?