Depending on your state there is a contracts online.

A few read here, but face to face REIAs are where we find the most value.FWIW I've bought about 12 deals off auction.com on-line auctions. 

@Anthony Gallego I'm licensed in both states, though there is no reciprocity between the states, you can take the NY license course online which makes the process a bit easier.

You wouldn't be able to use another FHA loan to buy a second property while you had an outstanding FHA loan so you might consider refinancing. 

It is at a cost of $40.For Tenant, if they are interested in signing a lease: 1.Fill out preliminary application.2.Verify application for 3 times monthly rent income, pay stubs, no felony, no evictions, at least 1 year on job.3.Query all adult names in state Courts Online system.4.Query Facebook.5.Query County Assessor page for properties in their name (foreclosure?)

Plus the online system they use always alerts you of work orders that have been submitted, so you’re always in the loop.

They will provide an on-line link and a paper application.  

We've never purchased a home before, so I appreciate any guidance, steps, on how to find the right refinancing for our first home. 

Also, I have no affiliation to any insurance company, but am impressed with lemonade insurance - you should be able to get that quote online.  

I finished the job in 3 months and refinanced it, pulling out about $40k.