I helped a young kid purchase a 4-unit he was going to house hack and manage, so I got him a nice Dewalt drill set. 

It depends on how much capital you have but I recommend either house hacking (3.5% - 5% down) a 2-4 unit property or you'll need 20-25% down for a non-owner occupant purchase which comes with higher rates.

I am not sure if this is the right place or not but I wanted some input into any obvious issues with my lease option offers to the tenant buyer that earns plenty of income but doesn't have the cash right now and wants to improve credit before purchasing but would like to lock in the price as our market is still struggling with inventory. 

I purchased a SFH that had a septic.

This property is located in Hamilton Ohio, and is one unit in a 4 unit complex that I purchased in June 2023 full with tenants. 

Typically, when funds acquire loans, they assume delinquency/default risk in exchange for earning a yield on their investment.Yet this would work differently – it’s a request to purchase debt alongside a corresponding put option/insurance policy.From the buyer’s perspective, as long as the seller remains solvent, with sufficient liquidity for any exercised options, it’s a risk-free investment.

I am at the point to where I want to purchase, but I am having trouble with finding commercial or residential property listed the one app I once used does not work any more.

Start evaluating deals, even without an intent to purchase.

This is a great strategy for high income earners as they can purchase a short-term rental get a cost segregation and slam a huge loss through to offset current years income. 

How will it be determined which deals will be purchased/pursued?