-I like investing in college towns, as I feel it provides STR and LTR opportunities.

It's a favorable rate, and given the equity you have in your property, you have a good foundation for securing additional funding without compromising this rate.Considering your property is now an investment, and you're looking into financing options for updates, a VA loan could still be a viable path for you, even in your current situation.

Unless our rental LLC is considered as a business, my kid income will subject to social security tax and Medicare tax, although not income tax if it is under $6300.

It sounds like your tax advisor should have included the depreciation from the cost segregation study provided by Capital Square.

If new communities were being built on the outskirts of cities and that trend continued, as cities grew new parks would provide for parks to (I know this can be a bad word) be gentrified without losing the affordable housing.

Building strong relationships with brokers was essential, as it provided access to valuable deals.

The 2 beneficiaries can secure & record a lien on the property for their monetary contributions to balance out the percentages of ownership upon inheritance. 

In general, when you paste a good deal make sure to provide as much of the information as possible or people will start treating you as a scammer.

I feel like I could do this and provide some value to your podcast!

I specialize in STR near Disney and can provide you with some valuable insights that will prove helpful.