Matches my long term appreciation goal that I think will happen and decent cash flow. 

Hi @Nicholas J Mancini tough to say without knowing you situation and goals.   

You have to decide, are the returns the investment generates satisfactory to you and do they align with you investment goals? 

For individuals tethered to a W-2 job, this presents an opportunity to judiciously manage their tax liabilities while exploring supplemental income avenues.If this sounds like something that fits your investing goals, please reach out.

Before you join either, I would try to attend Steve's one day-full day goal setting/mindset class. 

This is also why everything I own is a primary home or a rental and I stopped owing taxes on sales or exchanges. 

I calculated the cost of replacing the roof on my primary residence (just for practice) and ended up getting $21,000 using the formula in the book.

I want to gain as much information as i can while also being able to work towards my goal. have you or anyone ever heard of this company?

Your lender should have informed you that if you are planning on living in the property as a primary address, you do NOT need to put down 20% for a conventional.

Paying about 200 to 300 a month to essentially just "have it" and let it appreciate and see what happens.my short term goal is to increase savings cash assets and equity in next 5 years so i can buy a couple of investment properties that provide extra monthly income while increasing in value.