Hi Matt,Not sure how Home Depots are in your area, but the HDs in the NY area are wlling to take in / accept returns for practically anything they sell for 90 days, or provide a credit if it's been more than 90 days.

The comments are useful if you have observed different costs in practice. 

To have a business that can last one must have sustainable practices.

Making money is an outcome of good business practices.

From a practical point of view, why don't you get your contractor and his license holder in the same room and have them sign a single document so that you are covered?

Is there a reason why we should listen to this economist over Bruce Norris, who not only considered the oracle of RE for CA, but he practices it day in and day out?

It's a deceptive practice 8 encourage you to unite with local colleagues and report instances you can find to the Florida Attorney General, Florida Real Estate Commission and the FTC.

After coming home from practice I would bake and sell the world's best cheesecakes, my homemade secret candy which I distributed to all the local food trucks which in turn would sell it to all the students.

What is the best practice, having up to three different pages, buyers, sellers and main site or just one site that is "forwarded" (I believe that is the correct verbiage) to both the buyers and sellers page? 

In practice, however, leverage provides a greater ROI.Yes - student loans are quite an albatross.