To determine what numbers and percentages to use for your projections, here are some useful methods that I've used: go look at properties for sale, network with local investors, and manage a property yourself. 

We would like to find off-market properties to either 1) purchase and turn into rental properties, or 2) I can serve as their agent when they want to sell their home, and grow my personal contact network. 

I am in Pearland as well, interested in brrrr for rentals and looking to network.

So instead of 'development and multi-family', start with 'networking, service, reading spreadsheets/analyzing, connecting with people, managing projects, etc....' basically write out whatever you really enjoy doing OR whatever skill you want to acquire... and find a job in RE that matches. because RE is so diverse and people oriented, you're bound to find something that suits you. 

I look forward to networking with other members in the New England area!

Do not BUY a system from a "guru", work with the local wholesalers, ask people on BP, go to the REIA (leave your wallet at home) and meet other wholesalers, network, network, network NOW.

Once I run my properties by different lenders in my network, I want to negotiate a fair loan that works for both parties  but I can't tell what I should be asking for.

As for finding a local HML, I think your best shot would be to attend a local real estate meetup since a lot of companies attend to network.

., networking is key.

@Bryan Phapmixay NETWORK NETWORK NETWORKIn RE, more than any other business Network=Net worth!