I know she was dropped from the main local agency for "taking advantage of the system" (they didn't tell us more, just that they were dropping her.)

This is for a three-plex and the main-line from the main house to the street is fine.

Hey Jimmy, how can I become pre-approved for my primary if my main job is inconsistent income where I have reported $100k one year and 0 the next?

Mainly because I had no control over it.

So in addition to the 10k+ price premium I'm looking at the potential ~$100k interest as a main motivation for making this deal.

Chris, the basics of any loan (and the attractiveness to the lender) come down to two main factors....cash flow (aka net profit, income, debt service) and asset coverage (aka net worth, ARV, secondary support, LTV).

I started as a landlord renting out a 1 bedroom house that was located right in back of our main home in Petaluma, CA.

I started as a landlord renting out a 1 bedroom house that was located right in back of our main home in Petaluma, CA.

The important issue here is your intent.

The main goal me and my wife have is to make money.