I am sure there is a phone number on the letter, call them and explain to them this is not true and understand where they got this information.

James, I don’t quite understand why you think subject to is a scam?  

Most managers make money that way is how I understand it.Good luck.

Another approach is "house hacking," involving the purchase of a multi-unit property, residing in one unit, and renting out others for short-term stays.

After taking a deep internal dive, I now understand my purpose as an agent. 

We are completely okay with that as long as you tell us up front, just don’t expect to hear about all the great opportunities ahead of our exclusive buyers.I recommend look for agents that understand your investment strategy and even better yet that they do, or have invested.

I see people having numerous STRs but I can't get 1 so something I'm not understanding. 

With this awareness, you understand that you will also never be on Dancing with the Stars but perhaps you can find a beat and venue that leads to real competency and proficiency.

This would be a non arms length prohibited transaction and would potentially result in the entire IRA being distributed is my understanding...the only way this could be possible is if the OP is or becomes retirement age in the next two years.

If it’s the former, that’s likely a myth for this type of project; the latter is understandably frustrating and costly if financing involved.