As soon as permits are pulled and plans submitted, land owned, we list the house on mls with 3d renderings and floor plans.My avg time from listing until pending is 12 days with 3-4 months construction time and close a week or two after our own internal inspections are passed and complete.

@Ibrahim YaminiThere is a lot of stuff going on. 

I was working very closely with a regional bank who pre-approved me as an out of state investor prior to writing any offers, but they backed out due to an "internal policy change" two weeks after getting the property under contract.

Shocked I ask why I was denied when I showed proof of ownership the clerk says because that is not my primary residence and my return address was Hampton and she made the decision to mail me back my stuff which included plans, proof of ownership, my Class A Contractors license along with other documents  ect. { I never received it she didn't even give me a courtesy call to let me know I was denied}.

But it’s tough to run numbers since taxes increase after renovations and stuff like that I was wondering if there is an easy way to run these type of numbers

I'm slowly getting my GF into investing and real estate stuff.

It seems like the only means for me to get stuff moving.I dont see what IM suppose to do to move forward.

@Luke Trovingerundefined spoke with one lender who told me the stuff above that my ratio is bad and that i may need a co signer.

For years, I knew that I did not want to stay in the Northeast but up until now I haven't felt like I was ready or had a good excuse to take the plunge and move.I have been reducing the amount of "stuff" in my life for years to the point where I can now fit everything that I own in (or on) my 2011 Honda Fit.I have paid off all of my debt, have over 6 months of my current spending in cash, and have a current NW around $282k with $120k of that in a taxable account.I have a stable job as a Data Analyst that I have been working remote with since the pandemic hit.I am single with no children or pets (but do have 2 small house plants)I love walking, cycling, mountain biking, snowboarding, kayaking, hiking... basically all things active and outdoors.I like to reduce the amount of my personal consumption and focus on the important things in life such as my relationships, health, and finances.I am that guy in the neighborhood that always walks or bikes everywhere although I have a great car parked in the driveway.Anyway, a good friend of mine asked what I thought about moving out west with him.

You can do this but you have to be very determined and do the difficult stuff that will be required going forward.