If I buy my home in Michigan first that cash flows, I can save that money and buy the Florida property as soon as I have enough saved.

Finally, someone who wants to sell their home after meeting them and understanding their goals, and viewing the property, they disclosed that they wouldn't mind letting us assume their VA loan of 2.25% or even seller financing it to us.

He'll need to set the heads, run the lines, hook up the lines, ensure a vacuum, pressure test, and release refrigerant, perhaps even adding some.The contractor knows he's not making a ton of money, and even though his margins aren't there because you're supplying the units, he needs to factor in you calling him and expecting warranty service if something runs afoul.

How long will it take for the new payment savings to break even with your closing costs?

Perhaps selling with owner financing is a good way to go, that 4.75% rate is quite nice and you can likely get 7-8% with owner financing (perhaps even more). 

Seems like my best bet is to keep thinks separate.  

In my local area, most MLS rental listings only offer agents 10% of 1 months' rent to place a tenant, some even only 5%. 

Save your money and house hack in a few years.

So if you are ligit a lender for that product, especially for the sub 100K properties, which post private lenders don't even want to bother with - I would love to connect.

Anyways the only way I will get my money from my tenant is if rental assistance is approved tenants is 4 months behind.