This is due to the fact that in the state of NJ has a law which states that any property with 3 or more units is subject to NJ GREEN CARD INSPECTIONS. 3-FAMILY homes being sold without the Green Card or failed inspections could result in lower sales price.

If I have available 40K that can take from Credit card for 20% down.

They also told everyone to ring their credit card provider at lunch and ask for a credit increase .

Also, I recently did a balance transfer from my high interest credit card to a credit card I already had opened with a zero balance (they offered me 0%balance transfer ) my credit went from 784-700 because of this!!!

My question is, since I just started out I don't really have a lot saved up and I've never had a credit card(I just ordered one to start building my credit), do I just sit here and let this deal go to waste or is there something I can do to get the money?

Should I get business cards so I look more professional?

The payment is about $110.00 per month.I also have a truck payment for about $475 a month, 5 years remaining.I use credit cards for day to day expenses, mainly for rewards points. 

I'd be using the HELOC to pay down some credit card debt and then ideally keep the HELOC in case of emergencies or if the house needs work/repair.-4 Unit Multifamily Investment Property-Located in Philadelphia, PA-3 units are residential-1 unit commercial (small unit, only 275sqft of the 3,300 building so about 8%)Thanks in advance for your help!

you buying a widget to create a return.the OP is a tech company owner Multiple and is looking for hands off investing.. this type of investing in my mind is a waste of his time and resources.. by the time he farms it all out he would be very lucky to break even.. not to mention finding debt on low value assets is a chore in its self.. you can find a local bank that will loan to a local like yourself  but very tough for out of market folks to duplicate this model.. and for sure you just play the cards that are dealt you in your market.. 

It can also help to get a 0% APR credit card (it's usually for 12-18 months) to pay for the rehab.