Recently, I created a well-thought out post asking about interest in the creation of a local seminar.

I once had a young woman with a FICO score of 375 which I once thought was impossible to achieve.Gail

I may have to get financing for my first property so I was considering holding off on forming a business entity for my real estate business.What are your thoughts on forming a business entity for a beginner in real estate investment?

Let me know your thoughts if you've structured work agreements like this?

Something that is 50%-60% of the ARV price and rehabs are about another 15%-20%.Some will say I am day dreaming, but thought I would ask anyway.

CAP was determined by talking with a contact who works as a multifamily broker here in San Diego and was told a safe number for beginning cost analysis would be 3.97%  Now to my question, my partner and I have different thoughts as to the first letter to send to the ownership.  

Although my building isn't new, the only thing not being replaced is going to be the exterior walls and 2/3 of the roof so my thought was that it should maybe be appraised using the cost approach since it's close to being new construction from that perspective.

If you trust the tenant or have someone who can get receive mail for you then that would be best.Here's a thought, have them send it to your name at the rental address and forward your mail to where you want it to go to. 

I've repoured a couple of driveways I wouldn't have given a second thought to here in Georgia, too. 

I came across BiggerPockets as one of the first resources I encountered when I became interested in real estate investing, starting off with the BP podcast (I've marathoned ~60 episodes in two weeks) and the site itself.I'm excited (and to be honest, a fair bit intimidated) to get started in real estate investing, and I thought I'd reach out to the community to get more involved and accelerate my learning process.