It's easy to obtain, costs very little, and doesn't require extra, on-going effort to maintain.

Look for: longevity in business, warranties their work, and a "fair" price (not the cheapest!).

Either way, I will call but wanted to see if anyone here had any knowledge....It will likely increase your insurance rate because of the business activity/liability. 

That said, owner occupants are not business people and often don't make the best financial decision.

If you have plans to grow your investment business, I recommend getting it set up now.

Permitted works costs more than unpermitted work and they will get quotes and be sold by the tradesperson that you do not need to have someone licensed do this, this is easy work and the permit is meant for more complex work....

I'm in NY as well Ling, let me tell you its not easy finding a property that us beginners can afford and deal with here.

Which will bring plenty of other investors and general business to the area.

To recap: Be extremely cautious with flat fee MLS sites that only refer business to other agents.Bonus PointsYou should also consider the ease of use of the flat fee MLS listing provider, for example, can you complete everything online?

And easy to learn.