My full time job has a non traditional schedule and I have several days a week off which allows me enough time to be an effective agent even though I'm part time. 

The numbers associated with these are different for everyone.With bigger jobs, such as yours, I would need to utilize a team.

I will tell you, for the right job, Burke Builders was very professional and did a tremendous job.

10% down is a pipe dream. 

Forgive me Dave Ramsey, but paying cash for everything is a pipe dream to most people.

In practically all cases the upside is higher than the pooled model if I do my job well.

So long as you've got good credit & income you should qualify for a loan.On top of that there are a couple exceptions that would allow you to get an FHA loan such as job relocation or family growth.

the only sign was a patch job on the chimney in the basement, lower than the current chimney pipe.

Hey Jefferey, great job on taking action!

This will be dependent on your having a new job where you are relocating, likely in a similar field, in your new location.