@Jennifer AnnenIf you factor in the average cost of maintenance on most locations (10%=$135 month) then you could say that the discount you are giving them is actually in line with the zero maintenance cost and only go slightly higher.

Now, I'm not sure if large Portland developers are engaging in regulatory capture, it's unclear if hampering smaller landlords with regulations, forced subsidies, taxes, and mandates really benefits them, but I wouldn't discount that notion out of hand. 

Points are either for origination or discount (to buy down the rate).Sounds like the bank was trying to get you a closing disclosure quickly to satisfy a TRID requirement.

I'm not discounting things like mortgage paydown, appreciation, etc.  

It takes time to really dig deep in a certain area and look at multiple things the town has going for it. 

Buying at a deep discount in a hot market requires a high level of skill.  

I think that generally speaking LR is more "stable" market then Memphis in some ways, and thats why the returns maybe slightly lower off the cuff. but if you dig deep and do the leg work you should be able to find them....there are many investors in any market today so buying off market is key or agents pocket listings...Where in Memphis did you buy and what cash on cash return are you getting there?

I'm looking for a civil engineer in the near future to check a building to deep whether it is structurally sound.

It will take about 5 months to complete and be anywhere from 50-100 pages so I can really dig deep into the topic.

Hi - we're looking for a source for discount cabinets besides the big box stores.