I'll try to be concise in my question while providing enough detail.I just completed upgrades (new vinyl plank flooring, purchased washer/dryer) for my rental property while I'm between tenants.  

Currently, property management companies claim a near 0% vacancy rate there.

This results in 1) a higher monthly cost for initial coverage and 2) rate increases or policy terminations once they start making claims – and these follow you from insurer to insurer.

I am trying to complete the application for Trade Name and on question #4 its asking me, Do I have a personal property account ( " L " number) and if no it's directing me to complete an annual personal property with the State of Maryland Assessments and Taxation Department and I have no property to report at this time.

If you negotiate a good enough deal that pays you then complete the transaction with the investor to buy the house you have under contract.

At the time of purchase the buyer is credited with the deposit and rent premiums, which they lose if they do not complete the purchase or are evicted for violating the lease.Do I have that right?

MichaelLots of POTENTIAL claims / lawsuits in your post.

I'm currently looking for a place to rent.Most people would say that this is probably the complete opposite of a place to look for a rental, but my wife and I have had a lot of difficulty finding a place to rent.Why am I renting?

If you negotiate a good enough deal that pays you then complete the transaction with the investor to buy the house you have under contract.

I've completed the BP getting started modules, I just purchased the BP flipping houses book and I am going to my very first REIA meeting in 10 days in hopes that I meet some really great people that can help me with my Real Estate career.