Much cheaper than putting in laminate and replacing it every 12-18 months when the tenants get tired of tripping over the raised seams and the surface starts to peel off revealing the fiberboard core. 

My friend put me in touch w/his friend who is an investor (and trying to raise money). 

Another hurdle that I am running into is the lack of capital, raising a family in NYC is not cheap.Current Position and ExperienceI am an accountant who works for a major utility company in New York preparing Financial Statements that are filed with the SEC.  

If the buyer has an objection to how much your making, ask him are you willing to take less profit on your end so I can raise my price to you when my profit is not going to  be as much as I normally get or want and your profit is going to be normal or better?

Leave them a copy of the evidence and your card.

The HELOC is a debt similar to a credit card and underwriting will look to see how much of your total credit you have accessed and how much is still available.  

Passed out cards and was offered potential work on a realtors flipper.

I like it for a few reasons.Pros:Accept payments through EFT (or credit card but I don't allow that)Online tenant portal Track all your leases and tenants easilyCommunicate with tenants through email or snail mail easilySetup late fees on a per lease basis or use a global settingCustomer service is excellentCons:The accounting module could be better

I've read on the usps website and that can mail out a index card.

Found a good personal finance tip,raise the # of dependants on your income tax to large more dependants than you have is legal to do, and do so,so you do not have ANY refund coming to you per year/so are not giving the government an interest free loan per year or at any one time.