Inflation aside let’s do some math.I don’t do anything that’s not minimum 150 a door.

Inflation is the worst enemy of cash holdings and Ally Bank’s 1.85 is not going to hold up to the cost increases with the Trump embargoes, but not a lot of options out there hence the op question.

If you operate them well, they can produce a great return and hedge against inflation. 

However, to maintain this independence, the passive income from properties must meet three requirements:Inflation compensating: Rental income increases faster than inflation, compensating for rising prices.Persistent income: Your income will last, ensuring that you and your spouse won't outlive it.Reliable income: Your income continues even in difficult economic times.Inflation compensation and persistent income are determined by location.

Miguel,New York is tough you are correct with inflated prices and crazy high taxes! 

Fico means little by itself, and until just now it could be easily inflated via Authorized user tradelines.So check for the depth of the report if you want to get very detailed.Check for history across how long, etc.If they have a recent history of lates, they are short on money.

The owner is still buying some silver and gold, but is buying more ammunition as an inflation hedge than his precious metals now.

For example if you have 2 million and you want 9% a year pre-tax you can land great assets and outpace inflation.

If you are looking for a hedge against inflation, you want to control as much good debt as possible because the debt is what gets devalued.

So, yes, there is an argument that prices are inflated in Canada and it's difficult to make money, but good real estate investors can make money in any market during any stage of the economic cycle.