Dear all, share your thoughts on this.Simultaneously while flipping homes or involved in other investment vehicles.If you have VA or Navy federal, you can do it with zero down and zero pmi , interest a little higher, but super low out of pocket since only closing cost is what you would pay. 12 months later do it again and move into your second new home with the same program. after 24 months, do it again, same program, by now you already had a full year of rents for House #1 where you can cash out refi , hold the property.

I realize that earthquake policies are very expensive, but if you're an investor who has a portfolio of multiple homes in an earthquake zone, and none of them are covered for earthquakes, presumably a major earthquake could bankrupt you; no?   

**What will help you is if you can get approved for a zero down conventional loan so you can put most of your money towards an appraisal gap instead of the down payment.

This would depend on your tolerance for vehicles in the yard, where you are located, and if anyone would be interested.

On a condo typically the hoa is going to cover structural insurance claims, and the owner would only have a HO-6 walls in policy.

I have ZERO experience with real estate but believe it can help us build the life we want.

I have a “no trips to the property during a stay” policy.

Anyways, she also said that she didn’t want to go the ESA route but she knew it would be a battle with our no pets policy if she asked me first.

I you mean you paid only cash and you used zero financing of any kind then so u have the deed and just wanna pull cash out you can put multiple properties into one portfolio loan which is an option. there are also hard money lenders that will refinance for u and carry the loan at a higher interest rate.

My wife and I have a very specialized 1st position Heloc on our property that's tied to a zero-balance-sweep checking account.