That being said, what is the purpose of your LLC and would you feel more comfortable having an umbrella insurance policy to cover your liability instead? 

Whether or not you refi what you have is up to you and your risk tolerance. 

If your $875k home is actually listed for $875k, they won't even see the listing, so you get zero offers. 

And zero issues with them because I really know how to vet them. 

BRRRR talks are interesting in longer term (and we'll do due dilligence on our research on whether out-of-state BRRRR carry sufficient risk we can't tolerate), but for us, to establish a solid, honest, trustworthy professional team of best people in the area (PM, KC, GC), and get it right for the first few iterations is much, much more important as a first step.

All in all, honesty is the best policy.

Although I am buy no means anti-dog as tenants.It's just that cats a quieter, they don't bark all day long while their master is at work.They don't rush you and bite a chunk out of your leg, and they bury their waste.During due diligence for instance, I will not hesitate to go into a unit with cats in it, but some dogs make me very hesitant to go in.I strongly believe in the no puppies, no vicious breeds, and no dogs that make management uncomfortable policy. 

TLDR: Creditor made zero true effort to contact me to settle a debt I couldn't have reasonably known about.

She paid $750K -- yeah, expensive which is why I look in other parts of the country in addition to San Diego) and dropped another $50K to reno everything.She had a professional photographer take photos and she put it up on AirBnB at a competitive price but she got ZERO rentals in over three months while she had to make $15K in mortgage payments.One Saturday, we were watching our USC Trojans get whipped by Notre Dame with a bunch of friends at a local La Jolla bar.

Either way, I don't know the areas or your risk tolerance.