Second off, some sort of TRUST structure is going to allow her to enjoy her monies and pass them along avoiding probate after death.

The PM should have some sort of information sheet for you to look at as well.

For that sort of planning, see a CPA to understand the tax implications.

So really, if you are interested in that sort of protection if things go badly, you need to be investing in something that has the protection of collateral that can be foreclosed on aand then resold to recoup a loss.Also, I have some information on specific deals gone bad that you had asked about above. 

The fact that it is SD IRA does not change any IRS rules, the same contribution, distribution and income rules apply to it regardless.You may need some help of the professional (accountant) to help you sort through the numbers, unfortunatelly I am not qualified to help you with that.

My Question is: if this is correct wouldn't they also look at Purchasing Lease Option contracts of similiar sort if the same LTV ratio's are about the same?

Is there anyone here who knows of some sort of development tech or whatever which would make this possible?

The censor nanny's come out running to save you all from "thinking bad things" from people who encourage and engage your imagination and free thinking.... niiice.I can't wait to see what sort of comments are going to show on this thread or maybe..... it will get removed too!

If it bothers you that much I would recommend adding a car port of some sort.

This might help you sort things out.