You may also try to stop by your local Bank of the West branch - better than trying to establish a relationship by phone - to see if they offer investment HELOCs in TN.

The high down payment is necessary so that the DTI ratio is within the range to be qualified for a conventional loan. 

This deal is a 2 phase process: downstairs is retail and upstairs 20+ offices will be renovated into quality micro apartments. 4 Offices will first be AirBnBs (also near 0%vacancy in our summers).

I have sellers of a t6-8 zoned property that would take 1 million right now I'm sure in Wynwood Norte. we can go 12 stories through max incentives and put 60 dwelling units on it. we entitle the land it becomes worth 3 million, then you have construction numbers, sale prices, etc. miami is crazy. the best way to make money from a professional in this industry for 13 years who lives in miami and looks at deals in columbus and miami is development and getting involved in early development opportunities of raw land in urban settings where there is very little risk and pushing high density.

(kinda scary to be leveraged at such high LTV) (right?)

I advise you to focus on increasing earnings, reducing expenses, saving up, and investing from a position of strength.

Properties that prioritize energy efficiency, environmental impact, and health and wellness features are becoming increasingly attractive.Key Takeaways:Retrofit existing properties with green technologies to reduce operational costs and attract eco-conscious tenants.Incorporate sustainability and wellness features in new developments.Flexibility and AdaptabilityThe future of CRE demands flexibility.

Quality are commanding high prices. 

Louis presents a market with potentially high yields.

The challenge I asked myself was, 'Can I make money in real estate even when paying high interest rates?'