I also decided that my calculations for repairs and updates needed to be reduced, so I have been calling more people and stores to find the best deals and not compromise quality .  

Tire kickers is a big problem in this industry, reduce it from the get go!! 

Official duties, however, do not include the disclosure of a SAR, or any information that would reveal the existence of a SAR, in response to a request for disclosure of non-public information or a request for use in a private legal proceeding.

It's based on public data and user input.

Is reading IRS publications and filing a tax return really on par with launching a rocket? 

Hardwood, parquet, faux-hardwood, tile, etc. are much easier to clean and you won't reduce your pool of potential tenants/buyers.

I'm wondering if condensing them onto a credit card, then hammering away at that is smarter and will reduce my debt to income or if it's a bad idea to open a new credit card.

@Gordon Cuffe I went on the site and the houses that are going up for auction it says since they are being foreclosed it can't be sold privately only public auction.  

In addition, the term are more flexible, typically interest-only for the first 10 years, just in case you want/need to reduce payments.

Hope this helps, it has help he and my friends on reducing the sale price.