Then you have a person in that market if you get an investor deal.

In my experience, Banks make it really difficult to obtain a mortgage and I have never been able to succeed in obtaining a loan with them for investment purposes simply because they require a certain amount of DTI ratios.

I personally use a broker for my properties so they can shop around, unlike Allstate.

They have no income, so they can't refi or HELOC to use their equity for their personal expense.

People think we just add in an extra few thousand for negotiating purposes?

At 65 personally I'd want debt paid down or gone but it's not bad to add some more properties.

It has a very nice bath tub that is of high importance to us personally.

I'm also looking at properties in Alabama and Indiana, but haven't pulled the trigger yet due to personal complications. 

I'm looking to sell my furniture to one person instead of 130+ items to 130+ people. 

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