If your main driver is saving money please pay the professionals.

There are still flood properties around the city that can be purchased cheap and have enough margin to make money.

My preference is to go straight through the title company, put that money into renovations, and send the agent a couple hundred dollar gift card to Amazon for their time. 

Rather than spending all the money to furnish the unit for it not to be successful... and have to sell or put all the furniture in storage and create another expense. 

Hey Christian, most flippers fund their flips using hard money bridge loans.

You are not going to save any money by supplying the materials .

Banker suggested using check, Zelle or wiring money from bank current bank account but my name will be on the check, wire, etc. 

I get the concept of analysis paralysis - but maybe it is 'analysis-not-making-sense-icus"... to invent a new term.I think beginners need to realize that the real estate market is cyclic.  3-5 years ago both properties and money were cheap.  

Or is it just better to find a hard money lender for a short term of about 1 year depending on the season period a traditional bank wants?

Borrowing money from grandma is not wise, nor is borrowing money from a hard money lender or cashing out equity in your primary home to generate a down payment on an investment.Do the hard work.