You're the prize for the lender, just as much, if not more, than they are to you. lenders need to loan money for their business, but they need to loan it to responsible people that will pay them back.

@JoJo Diego What he means is after he purchases the house and makes renovations using his own money (no bank loan),  after he is done with renovations he'll go to a bank and apply for a loan (refinance). 

Not sure how cold is gets at night but lots of investors here in various report improved winter bookings when they have a hot tub. 

I've seen a lot of people recommend buying a MFH with the VA loan and then house hack/ make improvements, or if a MFH isn't available, do the same with a SFH and then move out after a year and repeat with a new property.

Loans are non-recourse.https://www.biggerpockets.com/member-blogs/7993/73151-what-a...

My agent and lawyer and loan officer obviously are pushing to close fast. 

We used Catalyst for a Hard Money Bridge loan right into a Conventional. 

Given your situation, tapping into the equity through a HELOC could be a smart move, allowing you to access capital for new investments without selling off your current assets.That being said, considering your stable cash flow and existing portfolio, a DSCR loan could also be valuable.

Why not give them the loan when the home is sold?

Apparently I can’t count income from mobile home and income from storage units changes the type of loan and the property won’t cash flow with just the income from the single family.