Hey guys- my name is Jonathan and I have a typical 9-5 job the finance/accounting.

The formula for calculating DSCR is straightforward:DSCR=NetOperatingIncome(NOI)/TotalDebtServiceNet Operating Income (NOI) represents the property's income after operating expenses.Total Debt Service includes all debt obligations, such as loan payments, property taxes, and insurance.A DSCR ratio above 1 indicates that the property's income is sufficient to cover its debt obligations, while a ratio below 1 suggests insufficient cash flow to cover debt payments.Lenders usually have specific DSCR requirements, with higher ratios indicating lower risk for the lender.

Bonus if job is done in 2 days.  

I was glad to have had the opportunity to work with a great agent/mentor as a client before getting licensed though, I learned a ton from doing about 6 deals with her, following what she had done to become so successful and that shaped the way I operate now as both an investor and an agent.

Hey Alba - first thing I would do is give your local municipalities a call and see what it takes to legally operate an STR in those areas. 

leave those to the locals who s lifes work is to buy and operate in those areas. 

On one hand, I am not looking to quit my job, but would love over the next few years if it wouldn't really matter if I lost my job. 

My long-term goal is to replace my income with passive income to not have rely on my day job.

The General Partners the GPs the operators get 25% of the profit.

Both of us have corporate jobs with decent salaries, so we are saving about half of our income every month after all fixed and variable expenses and we have no plans to move in the foreseeable future.