or other governmental entities (including health agencies) have educational materials that may shed some light on the problem?

Welcome to BP, @Chance BostickYou may start from the Education section; listen to the podcasts and webiners..Life is a school of learning, and we all learn one thing or the other each day...Feel free to ask any question and stay close to the forums: you will learn a ton!

Unfortunately, life just isn't that simple and real estate is highly localized.

It's just a normal way of life for many of the people here and a lot of people have no goals of even owning their own home,@Chris ReevesThank you for taking your time o input some advice.1.

If you cannot afford the health and safety requirements of owning real estate, I'd suggest you find another type of business. 

I plan to be in the Real Estate Industry for the rest of my life.

Hopefully I can give back to the community by sharing my life time of construction experience, especially for New Yorkers. 

I am based out of the Tampa Bay area and have lived here my entire life.

Fear is the number one motivator or de-motivator in life.

Perma-bears love precious metals, and try to stay primarily in these physical goods: Risky.I think a diverse and balanced approach is your wisest path toward financial health and asset protection.