I would find it hard to say interest rates are a deal breaker, especially on residential loans where they are traded far less like a competitive product and more like a commodity.

@Ervens Oge, There are numerous hard money lenders (HML) on BP.

It's hard to find a great deal like that in Fort Collins anymore...

I will need to have a hard money lender in order to purchase my first house but am not sure if the network place on bigger pockets is the way to go.  

Work hard and find more deals! 

Duplexed that are not far are 995.I also have enough cash that I could invest my own money and not have to use a hard money lender.

We have very little dept almost no mortgages and are looking for loans (no hard money or high interest) to grow the business.

They have helped us save many deals through their hard work and their options.

Purchase price: $170,000 Cash invested: $70,000 Sale price: $325,000 Purchased this property under a contract for deed with $48,000 down and paid off on or before a year later so that we didn't have to pay a hard money lender What made you interested in investing in this type of deal?

They also get to understand these costs because many learn the hard way because "they don't know what they don't know"