If this is an investment, you will more than likely need about 20% to purchase the property.Depending on how much cash you have on hand, if you can afford to put 20% down payment and still have $200K-$300K for rehab, then my all means put down the 20%. 

What disclosures would I make if I rent to tenants as a buy and hold investment?

If its only a handful, could make more sense to just call everyone once your 9-5 is over.

There’s a handful of apartment complexes that are currently for sale in the area.

The overall goal for the property is completing the BRRR strategy and holding the property long term for long term tenants.

The plan is to hold the property for long term.

Conduct thorough market research and financial analysis to ensure there's enough margin for profit after accounting for purchase price, renovation costs, and selling expenses.Types of Investing: In addition to fix and flip, consider other investment strategies such as buy and hold rentals, short-term vacation rentals, or wholesaling.

Investment Info:Condo buy & hold investment.

Our community is small and fairly tight knit so we had our realtor meet with the more active banks and credit unions in our market and all of them raised a hand to participate. 

Hands off Garage ADU conversions in my market are over double the price the OP specified.