When doing the bookkeeping function, you want to make sure not to incorrectly record business expenses as personal expenses and personal expenses as business expense.House hacking makes your tax situation more complex.You purchased a property that is treated as both an investment property and a personal residence.

Especially at large state schools.

On excel, what function can I use to reduce the downpayment % by changing the 1.5 to 1.25 input?

If you're just evidently not competitive after you've seen that many, they're going to rapidly lose interest.I steep myself in macroeconomic content and one thing I always try to explain to my clients is that returns are a function of interest rates. 

Our local REIA is one of the largest in the country.

He works for the largest firm in SF, so it should get the word around.

There is still another decent sized eating area on the other side of the kitchen, connected to the family room, so functionally not much is lost. 

My goal was to eliminate my largest expense.

My goal was to eliminate my largest expense.How did you find this deal and how did you negotiate it?

However, I think it would be difficult to build a functional ADU over a garage on that small of a lot since the building form for an ADU has setbacks and building envelopes that would severely limit the building size.