Those veterans that, unfortunately, fall into the trap of thinking it's normal for 30%+ of one's income to go towards car payments while on active duty (where this is perfectly normal), generally cannot qualify for mortgages until they realize that this is only normal in the military where you don't have to pay for housing, food, etc.I could do an entire rant on how/why the military is doing a disservice to the troops by allowing this irresponsible car behavior to be normalized among 18-21 year olds (& in far too many cases their junior to mid-level NCO leadership), but that wouldn't be helpful to OP.

I don't know Utah law but why in the world would, in a non-judicial state, a lien holder not pursue possession after foreclosure?

I have set up an LLC for this property but my lender told me that they would not lend the money unless the contract showed me as the title holder, not the LLC.  

As stated above, except for any food or drink you happen to order, there is no charge to attend.

My name and also the name of the person that has been an owner in the building the longest.I recently printed off the past 6 months of bank statements and went through the charges line by line.Pizza, groceries, food delivery, gas stations, Wal-Mart, ATM cash withdrawals, liquor stores, more liquor stores, and a sex toy store.As soon as I found this, I knocked on the suspect's door and told him that I "found some charges on the account that don't seem legit, the association debit card might be compromised."

I just wanted to give you a little food for thought.

I understand that lights and food that is lost from the refrigerator not working arent my problem...but freezing pipes will cost ME money.

Personally I don't want to be a long term holder of a mobile home because of the depreciating value.  

Just some more food for thought that not every question has a one size fits all answer.

So I have this deal to refinance with no closing costs through my current note holder.