Debt Service Coverage Ratio (DSCR) loans are a type of commercial real estate loan where the lender evaluates the borrower's ability to repay the loan based on the property's income generated.

Rental income and demand are great, and you should be able to find something close to your price range.

I have no income as a student, but have money for a down payment.

You can do a no income no doc DSCR loan 30 year fixed cashout upto 80% .

Trying to make some passive income and open to suggestions 

Both of us have corporate jobs with decent salaries, so we are saving about half of our income every month after all fixed and variable expenses and we have no plans to move in the foreseeable future.

Gross.Apartment BuildingsNow let’s look at apartment unit supply, which I’ve been getting a LOT of incoming questions on.

It's all about putting in the reps on any strategy you're into and SLOWLY getting better, which translates into more income, more deals, and more confidence in what you're doing.

Terms can vary widely in this category from annual interest rates, prepayment penalties, income calculation, DSCR ratio, maximum loan to value, minimum and maximum loan size, amortization period, and requirements to escrow taxes and insurance. 

I have a great credit score and solid W-2 earnings so I’m pretty sure I could assume the loan.