Many aspects of real estate just aren't that complicated.

I wholesale about two houses a month as well as we rehab as well,  I have never made it this complicated for anyone to buy from me, apparently your mentor told you to do it this way, dont know why, If you have good deals, thats more than most people, now you just have to figure out how to get them sold, you will work it out if you presist. 

There are ways around this but they seem too complicated for my taste.

Rents can be adjusted by an addendum as to profits, but that is complicated for such a small operation, a set minimal amount might be fine.

Many people think it's a lot more complicated (or they MAKE it more complicated) than it is or has to be.All successful investors do is find people with a problem and find or create a solution.

Dont forget you can also use your IRA to buy rental properties at an arm lengths transaction deferring gains for years it is a a little complicated but not too bad 

Most good QIs charge for doing exchanges not for the consulting that surrounds them because they know the complicated nature of the beast.  

Everything looks more complicated than I think it should be.

Because I am new at this, concepts that may be simple and common to the experienced investor are quite complicated for me, so I decided to ask clarifying questions to aide my understanding.

Look them up.Local REI meetings are a good place to find these unregulated loan sharks, but not saying they may not be fair, if they have the money they may be willing to get involved with you, a bird in hand type thing.Finance laws are complicated and a hard money lender limits their funding to commercial transactions, most stay away from consumer lending.