One unit is rented out but it's been a challenge to get the other unit rented (Duplex).

It's often the same stories one hears over and over again; debt from divorce, debt from baby daddy's who don't provide for their children, debt from over spending. 

However, I challenge you to weigh your options. 

I can fund 5+ units no problem, but when its 2-4, I always have challenges.

Breaking these rules will threaten the tax-advantaged status of the IRA investments and could cost the investor a lot of money, so the key guidelines should be reviewed.An IRA may not have a “transaction” with or for the benefit of the following “disqualified persons”:The IRA owner.The owner's spouse.The owner's ascendants (parents and grandparents).The owner's direct descendants (children and grandchildren).The owner's direct descendants' spouses.Certain fiduciaries (CPAs, attorneys, financial planners, etc.).Retirement plans held by disqualified persons.Any entity that these persons own or control.

The cost.Buying in the city comes with its own set of opportunities and challenges.

Getting a loan was somewhat challenging due to my W2 income, but I was able to get a lease on my first place to help me qualify.

If you're interested, I made a comparison chart of floating LVP products when I was shopping last year with a major focus on durability (also share some challenges with replacing carpet with LVP over wooden subfloor): https://www.biggerpockets.com/...There are lots of great LVP options out there though so I definitely don't think it's necessary to go down the rabbit hole like I did…

Challenges?

Challenges?