Any advice from the rise minds here are greatly appreciated

People use it because the higher LTVs allow them to raise less money (which newer syndicators and “portfolio builders” need), and project higher returns (which attracts capital from investors who might not fully appreciate the risks).  

I appreciate the input

Really appreciate! 

Appreciate it! 

It will be easier and cheaper to obtain than Hard Money and you may be able to keep the loan for 2-5 years without re-financing which will allow the property to appreciate.

Any input would be appreciated.

Your cash flow will be average, low initial appreciation, but less risk.

If anyone would even want to DM me I would appreciate that - just trying to do my research.

Neighborhoodscout shows San Diego to be 10/10 in appreciation this century.