Let them know however some property rules will change and give them a timeline for adjustment.

If you feel that the damage is less than the full amount, adjust accordingly.

The tailor the purchase to your needs is a good sentiment, I just might adjust the words on it, like We can make this easy for you.

It can also be an adjustable rate that my stay fixed for 5 years, 7 years and then adjusts after that. 

Thank you for the advice, i will do my best to adjust as best as possible.

I'd like to know if what I'm doing with a local bank to finance the purchase is about par for the course with a portfolio lender.The bank has offered a rent of WSJ Prime +1% that is re-adjusted every six months. 20% down with a 5 year balloon on a 20 year amortization schedule.  

There isn’t enough post-pandemic data to make a true quantitative adjustment.

In my area I get on Zillow and look what the competition is charging based on area, size, and amenities and adjust from there. 

Thanks for the feedback I'll definitely adjust the closing costs. 

This can be adjusted during due diligence as you learn more about the property.If you have other questions or just want to chat, please feel free to message me anytime!