Would you be looking for a line of credit or a mortgage loan?

I found that if I disputed every negative item, that some of them had to be removed because the creditor didn't respond to the verification inquiry from the credit bureau.If you have high credit card utilization rates, but very few inquiries, then your scores can actually improve by asking for credit limit increases. 

This will add competition and I am not an analyst nor an expert in supply/demand but one would think rents in the District and surrounding areas will not have large gains in the upcoming future because of all the rental units coming online in 2015 and 2016.Thoughts?

Is there an online resource for a variety of real estate related documents?

If you had a heart attack, every single creditor you owe money to is still going to expect payment in the correct amount, and on time.

Every day I got emails from him with a couple new houses (or newly priced houses) to browse online.

One way is to see if the County Recorder's or Register of Deeds Office where the property is has an online records search system.

I can highly recommend @Daniel Hyman , CPA and his firm My Online Accountant, LLCI know he and his partner are originally from Houston, and have several clients in Houston.

From reviewing some of the posts online I saw that there is a local REI meetup in Lake Forest this Wednesday evening and I will be attending.  

The interest you are paying on the loan is paid back to your own retirement account so you are in essence helping it grow and if your money were sitting in a money market earning 0.5% it would make sense to take the loan out and pay interest to your own retirement account instead of some creditor and this would also mean that your 401k is getting guaranteed 4% interest.All of the above and more need to be taken into account in order to decide if this would be sound financial decision.