Hello Pedro, I am not an expert on your particular market, but that cost to build sounds low for the kind of high end/custom build you are describing.

It's also definitely worth your while to try to build a relationship with the Section 8 reps' as you can also get referrals that way. 

We had intentions to buy the neighboring properties and build an apartment complex.

I want to build my network and find better deals in Philly and surrounding areas.

Also, starting with 1-2 properties might be a safer approach to build your experience and knowledge.

Yes we gutted the entire building.

Or should I break my promise to get into real estate in 2025 and continue to work part-time while going to college to afford a conventional 30-year mortgage on my first SF and use the "Building Wealth Through Single-Family Homes" plan? 

Relied a lot on meetups to build out my team.

It also has seen a lot of building increasing supply.

Most lenders will offer two options:1: 20% down and 20 yr amortization and 10 yr term.2. 25% down and 25 yr amortization and 10 year term.Rates will vary by region, lender, and relationship with your lender.