Its a gamble, but I think rates will moderate so when you transfer them to the LLC you might be able to get better rates on the commercial loans when you refinance during the Title transfer. 

Ownerrez to coordinate between airbnb & vrbo.

And then, presumably, the other main cost would just be recording fees to transfer titles into the trust. 

Germain act allows you to transfer some properties without triggering the due on sale clause - there are limitations around the type of loan you have, how many units the property are, etc.

You will receive the security deposit in Checking but then transfer it to Savings.

Is title unable to transfer until back taxes are paid up?  

If you have your spreadsheet in Google Docs or can transfer it there then post the link here, it would be much easier to check the formulas than trying to replicate all the different moving parts & assumptions (like what interest rate you're using).

If I were in your shoes - I would get as many credits as possible from a community college and then transfer to a four year school so you can graduate from the name brand.  

We got started in personal properties and turned them into personal properties, renting it out when we are transferred :) We also know many people who renting out room in their house.

We are buy and hold investors who got started with a personal property and rented it out when we transferred.