I'm very appreciative of any support I get.I talked to the floor guy and he's going to do a test spot on his dime.If the test spot works, then he'll do the rest.

I would also recommend looking for a tax strategist who is willing to work with you throughout the year, not just when preparing your tax return.

I had a two week window to do it, so I didn't have time to get it tested for asbestos... so I just proceeded as if it had asbestos, got a P-100 respirator, face shield, tyvek suit...etc.The popcorn had a layer of paint over it so I had to spray it with a vinegar/water mixture.

I would also recommend looking for a tax strategist who is willing to work with you throughout the year, not just when preparing your tax return.

Obviously you'll want to confirm any of this with your lender, but this at least gives you something to prepare with.The common items in the article are either relocation or an increase in dependents, but it also mentions if the LTV on your first FHA loan is in a good position that will be considered as well.https://www.fha.com/fha_articl...

We also underestimated the environmental component of the renovations leading us to have to expense testing we had not budgeted for and amend the project's final sow to work around those challenges Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

We also underestimated the environmental component of the renovations leading us to have to expense testing we had not budgeted for and amend the project's final sow to work around those challenges Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I would also recommend looking for a tax strategist who is willing to work with you throughout the year, not just when preparing your tax return.

Always be looking... the definition of "luck" is when opportunity and preparation cross paths.

Most lenders, although not all, intend to resell your loan after they close on it, which means it needs to meet strict criterias that are pretty standard across most of them.Now, your options could be to:* Go to a non-conventional lender, but be prepared to deal with much higher rates and closing costs.* Explore the commercial properties route - where they look more at your downpayment + ability of the property to service the debt, rather than your W2.* Do the house under your wife's name (if she still has a W2)The first 2 options will either mean high rates or high amount of funds down.