While in negotiations he signed on an auction company before we submitted an offer.

I want to turn the  electricity on for about a month or so to complete renovations.I called Duke energy to see about getting power on and was told I would have to submit a complete application. 

@Patrick PhilipSome of this varies from state to state...15 for cash30-45 for conventional45-60 days for FHA.90 for FHA 203kIt used to be less, but bank regs pushed everything 10-15 days.This is from Submitting offer to sitting at the closing table.from contract to close, I've seen conventional do 3 weeks to 30 days.FHA 30-45 days.Depends a lot on holidays, vacations, and chasing everyone around.

I told my agent I was going to submit an offer this morning, he sent it over a few hours ago to sign and now I'm tell him I have to stall on that until tomorrow.Can't thank you guys enough for the help.

The permit was issued based on the plans submitted.

We would submit to the judgement of your office on this matter.

So right now (haven't submitted it yet) I'm not claiming insurance or PMI on them because it lowers my refund.This doesn't pass the sanity check.

There were a couple properties I wanted to submit an offer on.

There were a couple properties I wanted to submit an offer on.

I heard of a strategy of submitting an offer for more than you and the seller both agree to separately, so that the bank will finance 80% (what you and the seller actually agreed to) that way you put no money down and the seller gets their price.