I don't see the point to get 20k off for 50k worth of work, so we switched to mve in ready properties and just let appreciation do the heavy lifting. 2024 looks like it might bring some change: average days on market are currently at 26 (from 5 most of last summer) and listings that go under contract on the first weekend dropped from 56% last year this time to 25% now. 

They are supposed to give you pay off information as a "successor in interest", but good luck with that.  

Positioned on a corner lot, it boasts covered off-street parking with additional guest parking on the side.

We are so pissed off at these girls that we want to go to length to get them pay. 

@Michael Lipari I recommend renting it out for a period of time, taking some rental income, then selling off market and you may be able to convince the IRS that it was an investment property.

Interests will probably be lower a year from now (although who knows for sure) so if you can, perhaps it would be wise to hold off on refinancing.

The lot doesn't generate cash flow so it does not throw off any money to make a payment with. 

You could pursue agent full time then do side hustles on the side to survive till the business lifts off.

I've never gotten more snail mail in my life (mortgage statements, bank statements, invoices, etc.) and it seems like every time we turn it to "paperless" options, the mortgage is sold and then I get all new mailed statements to turn off again.

Timeline they expect you to keep the property off the market for them is even longer when you have to make the repairs the S8 inspectors want.