One of my clients just got a really simple claim turned down by his Berkshire Hathaway owner's policy. 

Something as simple as "what made you decide to call?"

A simple interest calculation is PxR/T (the principle of 70% of $700,000.00 is .7 x $700,000 = $490,000 x .0435=$20,825 per year.

One, and probably the most foundational, lead producing, and just overall butt kicking modes of mind and action is the simple but seemingly effective idea that, I must be consistent in what I do.

I have 8 doors in France, and over there, it is simple: the price of the property includes the agent fee then you add about 9% of the house price for the closing costs (notary) and that's it.

Amazing as this sounds it could be as simple as clogged gutters .The sump pump is the last line of defense not the first .Sump placement is very important,with that age there is good chance of no drain  around the foundations .Funny story last house Iived in flooded when I was selling it had to cancel he open house .Installed a sump pump after hauling 12 yards of dirt,gutter work over .

As far as expenses, I just use a simple Excel spreadsheet and an old school notebook to write down info about each house (if it's on well or septic, city water, which electric company, school districts, etc.).

Insurance company on past claimed damages.Permit completeness.Prelim Title.Search in local paper about that property.

There is no damage to my property or signs of any activity , yet it's impossible to add simple sinkhole endorsement. 

Just put your goals down on paper of where you want to be 5 years from now and then decide what will get you to that position.