Well i spoke to him today and he agreed to me paying off the rest of the house for him (16% down) and then I would pay him the rest of the “mortgage” (technically it’s already paid off but I will be paying him until I hi 300,000) and he is also willing to do a pretty low interest rate (not an investment property) Now what did you mean by financing?

There are some very reasonably priced laminate and vinyl products out there (there are also some crazy expensive options that are pretty sweet). 

In most cases the clause covers everything, I've read notes that even included renting the house out, at all.So just know going forward that pretty much any creative financing is going to involve the seller being in breach of the DOS clause.

Sometimes there is only great recession data, and that recession was pretty mild on some asset classes, versus previous recessions.

@Bruce Scannell 75% LTV is pretty standard.

The ARV is pretty accurate....I haven't gone to see the property yet, just trying to decide if it has the potential to be worth it...Thank you John, happy to hear any other insight you can think of after these responses.

It has pretty much run itself without any major issues. 

The combination of those searches, along with my own monitoring of Zillow, realtor.com, and Trulia seems to be getting me pretty up-to-date MLS information.

they are pretty handy.. 

It will get you a pretty good response rate.